Learn How To Work Smart Instead of Hard

Learn How To Work Smart Instead of Hard

Dear Friends,

Are you tired of working for someone all these years ? As an employee, will you be ever get out of the rat race, the office politics, the uncertainty of being out of job ?

With the ever increasing cost of living, high inflation and your stagnant pay ...

Can you and your family survive another economic crisis that is coming ?

Robert Kiyosaki's Rich Dad Poor Dad's Cashflow Quadrants stated as :

"E" stands for Employee - those who work for someone else.

"S" stands for Self-employed - those like doctors, lawyers and taxi drivers. If they stop work, their income stop as well.

"B" stands for Business Owner - those who able to use other people's time to work hard for them.

"I" stands for Investor - making their money work hard for them.

Only those who are in Quadrants "B" and "I" are able to make use of their money, and other people's time to work for them, and thereby able to achieve Financially Freedom.

So have you ever dreamt of setting up your own business ?
How about the risk involved ?
Will your hard-earned capital be wasted ?

Look at the statistic below that shown the success rate of business within the first year :

Out of say 10 businesses in the first year, 7 will fail but only 1 will succeed. Chances are the person would also be working long hours and poured a large amount of capital.

My questions for you is :

"Do you have the large capital to set up your business ?"
"Are you willing to work long hours ?"

If your answer is no, then you may want to find out how i can help you to achieve what you want :

There are many businesses that you can be a licensee or franchisee but their fees are really high and you need to work long hours.

Are you willing to quit your job and risk your capital and time to invest in such businesses ?

Now I will touch on the exciting world of investing ...

If you are keen to be an Investors, you must have enough capital and chose a good investment tool. In this market condition, with big banks crumpling down, market being manipulated, what are your returns of your investment ?

If you invest in stocks and share, options, futures, or commodities, are they profitable or at least earning you 30% per year ? If not, you will have to look for a better investment tool.

Do you know that presently, the largest financial market in the world that is trading 3.5 trillion USD ( US$3,500,000,000,000 ) is still a relatively unknown investment tool in Singapore ?

Yes, Forex can scare those untrained Investors off, but do you know that with the right education and strategy, you will be far better off than investing in the conventional tools.

How many of your friends have become "long term investors" just because their portfolio had taken a dive because of investing in the wrong counters ?

Singapore is a small country but she is ranked 2nd in Asia in terms of Forex trading ... and is ranked 5th in the world far ahead of Australia and China.

So who are the persons that made Singapore in that position when most of your friends do not trade Forex ?

I gave you the answer. The banks ... They made tons of money but they pay us a meagre interest ... to be exact, less than 1% per year, while they made over 20% per month.

With the right strategy that you can learn from, why not join in the Forex trading and introduce this program to whoever you know ? You can make this to be your business and benefit everyone, a true win-win situation.

You will be a Successful Business Owner, as well as a Successful Investor, occupying the 2 right Quadrants of Kiyosaki's Cashflow Quadrants ... well on your way to become a Financial Free person.

The best part is, you can do this with very low capital but a very high return of investment.

If you are in any of the below category ...

... Retirees,
... Retrenched Personnel,
... Personnel Terminating their employment,
... Military Personnel leaving the force,
... House-wives,
... Tertiary students,
... Or ANYONE sick of being an employee but want to start a small business and get out of the Rat Race.

then this Business Opportunity is for you !

Even you have a full-time job, you can make extra income as a Business Owner using whatever free time you have.

Don't waste any more time like what I said. This is the best opportunity to make your money work harder for you.

If you think that why should you leave your comfort zone and venture into something else ? Looking at the present financial crisis, would you be able to survive financially if :

* Your retirement fund was almost wiped out resulting the need to work beyond your retirement age, and harder.

* You have to work two or three jobs, just to keep up with your bills – bills that just keep getting more and more each month.

* The value of your home dropped 30 or 40%, resulting in your losing all of the equity you worked so hard for ?

If things continue going the way they are, there’s a very real chance financial tragedies like this could occur ! However, as bad as it sounds ... There IS something you can do today to protect yourself, your family and your assets from the upcoming economic crisis ! It needn’t be all doom and gloom. You just need to Take Action Starting Today !

Learn more on Forex Trading, look out my Forex' Blog here.
http://mysignatureforex.blogspot.com

To Your Success

Wingcent Ning
Success-Biz Marketing
wingcent@gmail.com
http://mysignaturebusiness.blogspot.com
Singapore

First Experience With Robert’s Philosophy

First Experience With Robert’s Philosophy

Let me just share my first experience being exposed to Robert’s wealth building philosophy.

The first book I read from Robert was “Retire Young Retire Rich”. I’ve heard of this guy before but had never read his book. Till one day ...

I was at this bookshop somewhere Takashimaya and the title caught my eye. Hmmm “Retire Young and Rich” ... that was what I have been wanting to do since my teenage years.

Well the book was both an eye-opener and a mind-opener ! I could not put the book down. I just wanted to devour page after pages of it. I couldn’t believe it. Why have I been so ignorant of these concepts for so long ...

You see, I have been brought up all along to think that I need to study hard and get a good job. For the longest time as I can remember, I have done just that. But I have always been searching for ways to become rich.

Now the main reason I wanted to become rich is not because I just want to live a life of luxury. That may come once you got it but my main motivation was that I found that a significant part of my life was spent at work ... working tireless and hoping that people will notice my work and give me a promotion. I loved my job and I enjoyed solving and being creative in it. But it is really taking me away from some of the things that I would like to accomplish in my life.

I have in fact been a slave to my job. I need a job to provide me with an income but I quickly found out that it was always a struggle to save enough money. I had some savings, but it seemed like it will be almost impossible before I will be able to say that I can live without having a job. Month after month you are just working so that you could pay off this expense or that expense and this cycle would presumably continue until your final days.

I questioned myself whether this is what life is all about.

Why does a job take up the majority of our waking lives ?
Are we living for a job or do we have a job to live ?

But it seemed that everyone is doing the same thing. We rush out of our house every morning and came back late at night, we worked on weekends sometimes and we always missed that important dates with our families. Isn’t this model upside down ?

Well indeed, that book was like a revelation. It answered a lot of the questions I have all along. And I will love to share some of the things in it that has transformed the way I look at life forever.

Stay tune to my next post ... live your life to the fullest ... !

To Your Success

Wingcent Ning
Success-Biz Marketing
wingcent@gmail.com
http://mysignaturebusiness.blogspot.com
Singapore

Retire Young Retire Rich Lesson 2 - Investing for Cashflow

Retire Young Retire Rich Lesson 2 - Investing for Cashflow

As I mentioned in my previous post, being aware of your thoughts and words that limit your potential was lesson number 1 for me. Suddenly you become aware of how many negative things you said to yourself on a daily basis. And once you become aware of it, you can start to take steps to “deprogram” yourself of your negative thinking.

My journey with Robert’s book continued with my 2nd lesson. I was afraid of investing. I, like many others, believe that investing is risky. I always tell myself that I do not have spare cash to invest. I kept saying that it was better to have my savings rather than lose it through investments.

Of course it is important to have savings in order to tide you through rough patches in life. But the problem for most people is that they saved too much and put most or all of their money in risk-free instruments like fixed deposits and savings accounts. This thus do not allow you much leverage with your money.

But the real reason I was afraid of investing was because I believe that the only way to make money through investing is when the investment you bought appreciate in value. I said to myself that I was not good at predicting whether the stock or property appreciates in value, so investing is thus extremely risky for me.

However, Robert’s open up my mind to another perspective in investing. He said that an investment should start putting money in your pocket when you buy the investment and not when you sell the investment. He is basically saying that you should invest for cashflow rather than for capital appreciation. That was really a powerful distinction in investment philosophy.

When you invest for cashflow, you make your calculations on the return on investment from day one. You must make money from the start and not hope for the investment to increase in value. If the investment later does increase in value, it is a bonus, but if it reduces in value, you should have also factored that in when you made the investment at the start.

This change in investment mindset really opens up my thinking towards investing.

Till next post…

To Your Success

Wingcent Ning
Success-Biz Marketing
wingcent@gmail.com
http://mysignaturebusiness.blogspot.com
Singapore

Retire Young Retire Rich Lesson 1 - The Power of Leverage

Retire Young Retire Rich Lesson 1 - The Power of Leverage

As I mentioned in my previous post, Robert’s book “Retire Young Retire Rich” was a book that totally reshaped my financial thinking as well as my perspective of life in general.

It was like you have this hard knock to your head that totally shattered your lifelong conception of money and how to earn it. Suddenly, I could see why I was struggling to earn money, even though I am already in the upper middle class section of society. I was earning good money, but the expenses were high and I could not safely say that I could quit my job and life will go on as normal.

The first key lesson that I got from Robert’s book was "Leverage". Basically, leverage is anything smaller that can achieve anything much larger. In fact the whole book focusses on leverage. Leverage of the mind, leverage of the your plan, leverage of your actions and leverage of your first step.

Robert’s Rich Dad said that “Cash flow is the most important word in the world of money” and he continued to say that “The second most important word is Leverage”. In fact, leverage is the reason why less than 5 percent of all people are rich. These people are rich precisely because they know how to use the power of leverage and most people don’t.

I was indeed struck by this concept of leverage. Leverage is indeed power. For example, how long would you take to save $100,000 dollars ? Assuming you can save $1000 per month, it will still take you 100 months or 8.3 years. Most people though will have difficulty putting away $1000 per month in spare cash. How then could you be able to afford big investments if you are just depending on your ability to save ? How can you be rich by just saving money ? The answer is leverage. You use other people’s money ( OPM ) such as the bank’s money to make investment in the form of risk-managed debt instruments. More of this in later posts.

But the biggest leverage that I learned from Robert is leverage of the mind. That was lesson 1 for me. Isn’t it amazing how often we hear the words “I cannot afford it”, “I can’t do that”, “I don’t have the money” and “Investing is risky” ? What all these do is limit the scope of your mind and switching off your thinking caps. If you said you can’t afford it, the brain takes it as final and end of story. It will not think about it anymore.

However, if you say “How can I afford it ?”, it becomes a challenge to the brain. You put your mind to work looking at ways to afford it. Great inventions were made possible because humans refused to accept that something was not possible. The Wright Brothers would not have invented the aeroplane if they accept that humans cannot fly. Humans need to be challenged and they excel when challenged. Unfortunately, a lot of people take the easy way out and accept that they cannot afford it because it is easier to do so.

Hence, always be aware of what you say to your mind. Be aware of words that limits your possibilities. Be aware of other people’s words that make you feel small. Be aware of your thoughts that diminish your potential.

That my friend, is the first step in your journey towards meeting your “Retire Young Retire Rich”’s goal ...

To Your Success

Wingcent Ning
Success-Biz Marketing
wingcent@gmail/com
http://mysignaturebusiness.blogspot.com
Singapore

The Story of Rich Dad - Robert T. Kiyosaki

The Story of Rich Dad - Robert T. Kiyosaki

Robert Toru Kiyosaki was born in Hawaii on April 8 1947 to a Japanese/American parents.

After moving to New York and graduating from college, he joined the Marine Corps as a helicopter gunship pilot. He served in the Vietnam War and was awarded the Air Medal. He left the Marine Corps in 1974 and joined Xerox Corp as a salesman in the photocopying company.

In 1977, Robert started a company selling velcro wallets for surfers. He had some initial success with the business but it finally had to be closed down.

In the early 1980s he started another company making T-shirts for heavy metal rock band but the business failed again and he had to declare bankrupt and allegedly became homeless. These early failures taught many important lessons for this soon to be Successful Investor, Entrepreneur and Motivational Speaker.

The turning tide of failure into success began one night when he, his wife Kim, and his friend Larry, went skiing in Vancouver, British Columbia, on Whistler Mountain in December 1984. They were all feeling down after their failures when finally Larry said, “Why don’t we write a plan on how we can all become financially free ? We’ve talked about it many times but I think it is time to stop talking, stop dreaming, and start committing. Let’s write it down and once we write it down, you know we have to do it.” That night was the start of a commitment for the three of them to turn their lives around.

Robert went on to be successful in his real estate ventures and briefly retired at the age of 47, after achieving the Financial Freedom he planned for that night.

Robert has written 18 books with combined sales of over 26 million copies. Three of his books, Rich Dad Poor Dad, Rich Dad’s CASHFLOW Quadrant, and Rich Dad’s Guide to Investing, have been on the top 10 best-seller lists simultaneously on The Wall Street Journal, USA Today and the New York Times.

A large part of Kiyosaki’s teachings is focus on generating Passive Income. This is done through investment opportunities such as real estate and businesses. The ultimate goal is to be able to be financially free through the cash flow generated by your assets.

Robert’s simplify financial learning for the layman. Many people got into trouble financially because of their inability to understand the difference between an asset and a liability. Robert simply defines “assets” as things that puts money into your pocket and “liabilities” as things that take money out of your pocket. This definition makes it crystal clear what these terms as and this is important in order to start the process of reaching Financial Freedom.

One of the key concepts that Robert espouses is the concept of “The Cashflow Quadrant”. Simply put, this quadrant explains the four main categories how money is earned. The quadrants are described as follows :

• E : Employee — You have a job and working for someone else

• S : Self-employed or Small business owner — You own your own job and is your own boss.

• B : Business owner — You own a “system” of making money, rather than a job to make money.

• I : Investor — You use money to make more money

The Key to Financial Freedom is to move to the right side of the quadrant. This is the quadrant where true wealth resides. So even if someone is working for a company, they need to still mind their own business and build their wealth on the right side of the quadrant.


Another key concept in Robert’s teachings is the concept of "Leverage". Leverage is achieving something bigger with something smaller. There are many types of leverage. Leverage of the mind for example, means that you need to make use of your mind to achieve almost impossible dreams. If your mind is constantly limited by sayings like “I can’t afford it”, “It is too risky”, “I can’t do it”, then you will almost certainly not achieve anything in your life. However, if you expand your mind and say “What do I need to do to afford it”, “How can I manage the risk” and “I can do it”, you are using the leverage of your mind to achieve the impossible.

The next important concept is the concept of the “Speed of Money”. To understand this, let’s ask the question “Would you rather make $100,000 or $10,000 ?” Most people would say $100,000. But if you rephrase this question as “Would you rather make $100,000 in 1 year or $10,000 per week ?” then a different perspective comes into play. You see, the time factor is important in wealth accumulation. The richest people make money faster than anyone else. A billionaire makes money faster than a millionaire. A millionaire makes money faster than the middle income. So it is important to choose your investment and make your money in the shortest time that is safely possible.

Robert’s key financial concepts shook the world with his first book “Rich Dad Poor Dad”. Robert has managed to simplify complex financial concepts to make it understandable to the masses. We are living in a world that is going through a lot of upheaval and these simplified ways of explaining financial concepts will go a long way in allowing more people to take control of their financial future.

To Your Success

Wingcent Ning
Success-Biz Marketing
wingcent@gmail.com
http://mysignaturebusiness.blogspot.com
Singapore

Network Marketing for Everyone

Network Marketing for Everyone

Are you facing struggles trying to find a solution to a problem ? Money will be able to solve a lot of problems. Even though money is not the ultimate solution, I believe that the lack of money is the root cause of many problems in the first place – therefore solving your money problems will seriously get a load off your chest.

Now, lets talk about Network Marketing. What is Network Marketing ?

Network Marketing, also known as Multi-level Marketing ( MLM ), is a business-distribution model that allows a parent company to market its products directly to consumers by means of relationship referrals and direct selling. Independent, unsalaried salespeople of Multi-level Marketing, referred to as distributors ( or associates, independent business owners, dealers, franchise owners, sales consultants, consultants, independent agents, etc ... ), represent the parent company and are awarded a commission based upon the volume of product sold through each of their independent businesses ( organizations ).

Independent distributors develop their organizations by either building an active customer base, who buy direct from the parent company, or by recruiting a downline of independent distributors who also build a customer base, thereby expanding the overall organization. Additionally, distributors can also earn a profit by retailing products they purchased from the parent company at wholesale price.

Distributors earn a commission based on the sales efforts of their organization, which includes their independent sale efforts as well as the leveraged sales efforts of their downline. This arrangement is similar to franchise arrangements where royalties are paid from the sales of individual franchise operations to the franchisor as well as to an area or region manager.

Commissions are paid to multi-level marketing distributors according to the company’s compensation plan. There can be multiple levels of people receiving royalties from one person's sales.

Network Marketing or MLM is a business that doesn't require a lot of capital and there aren't a lot of risks. You don't even need any prior business experience, a double degree in aerospace engineering or even family support ! All you need to do is invest a small sum of money in some products, a starter kit, a couple of self-improvement books and armed with a desire for success, you will be able to achieve results.

Robert Kiyosaki of Rich Dad Poor Dad fame mentions network marketing or MLM one of the most perfect business models in the world because you can cross over from the E ( employee ) quadrant into the B ( big business ) quadrant. In other words, you don’t need to buy a shop lot or invest in a lot of inventory to be a big businessman – all you need to do is join a network marketing business or opportunity and learn from your upline.

Another reason why network marketing is a good ‘big’ business is because of the learning curve. Your upline is patient enough to teach you and talk to you about the principles of success. In business, most people are more reserved and keep their trade secrets to themselves. But in network marketing, the upline would want the downline to SURPASS them because the upline would be laughing all the way to the bank.

Finally, now anyone can make money – thanks to MLM.

For more resources on how to success and profit wildly in your business opportunity. Go here now.

Stay Tune on my next post on How Network Marketing Works ...

To Your Success

Wingcent Ning
Success-Biz Marketing
wingcent@gmail.com
http://mysignaturebusiness.blogspot.com
Singapore

P.S. : Free Report for you, Grap Now, Learn from the insider and don't forget to look out for my next post on How Network Marketing Works.Download your Free Report Here.

What Quadrant Are You In ?

What Quadrant Are You In ?

WHY do some people work less, earn more, pay less in taxes, and feel more financially secure than others ? It is simply a matter of knowing which quadrant to work from. Then it's time to get out of the Rat Race.

Poor and middle class people work on the left hand side as an "E" ( employee ) or an "S" ( self-employed ). All of these people sell their time for money. Because we only have fixed allotment of time our income is also limited.

Rich people live on the right hand side of the quadrant. "B" is for business and refers to business owners who leverage their time by utilizing the resources around them including having employees.

The different between the "B" and the "S" is that the self-employed person puts more energy into running things themselves and taking care of the operations part of the business. A "B" quadrant person sets up systems and hires people to run his businesses. This frees them up to build more assets.

Part of rethinking wealth is looking at life in a different way. If you think opening your own business is the way to freedom, you are right - as long as you run it the right way. It all goes back to the old adage "Work smart, not hard".

Would you like to learn how to work smart instead of hard ? Get the "Secrets of Self-Made Millionaires" Here, It might change your life.

To Your Success

Wingcent Ning
Success-Biz Marketing
wingcent@gmail.com
http://mysignaturebusiness.blogspot.com
Singapore

P.S. : That's right ! I am so confident that this program will undoubtedly work to create massive multiple Streams of Income flowing into your life. All you have to do was to follow all the step-by-step that reveal in the guide for you. Work Smart, Not Hard. Get It and Learn Now.