Are You A Victim in Life ?

Are You A Victim in Life ?

... 'If only I had more time.'

... 'If only my husband could be more understanding.'

... 'If only my boss would die !'

... 'If only my son could be more motivated.'

... 'If only I could get better customers',

these are the common litany of excuses one would hear.

People who believe themselves to be victims say that the only way for their lives to change for the better is when other people get better, or if the business-social environment improves.

As long as you keep thinking that it is not your fault, that something else must change, you will continue to feel helpless and powerless. By continuing to play the victim, you will be totally at the mercy of your environment

Why do so many people Choose to be a Victim ?

Time to time, we find ourselves unconsciously lapsing into victim mode till it leads to being an undesirable part of makeup. Do you have friends and acquaintances who complain non-stop about their employers, colleagues, spouse, society at large, or the government ?

How about you ?

Without any intention of being cold and heartless, the fact stays ; as long as people convince themselves to be the victims of circumstance, they will never be able to take charge, learn from their experiences, move on and change their lives for the better.

Why do we do this ? The simple reason being it makes us feel good ! By playing the victim, we get lots of sympathy, don't we ? At the same time, we want to feel assured that we were in the right by justifying our own actions.

Soon, complaining becomes therapeutic. After all the complaining, we actually feel relieved of an emotional burden.

Beneficial as it may seem, though playing the victim appears to have lots of payoffs, the cost of doing so is high for as long as we blame something or someone else, we rob ourselves of the power to take charge, and change the situation.

Giving Excuses and Blaming Others Takes Power Away from You

The reality is that most people act in a way that puts others in charge of their life.

When something doesn't work in their life, they choose to give excuses, blame others and complain. The problem with this is that by doing so, you are putting others in control of your life. You put yourself in the role of victim.

This is the reason causing most people feel totally helpless, with no control over what is happening to them. Most of the time the outside world will not change ... not until we change first !

Thanks for reading ! If you know someone who could benefit from this, feel free to forward it to them !

To Your Success

Wingcent Ning
Success-Biz Marketing
wingcent@gmail.com
http://mysignaturebusiness.blogspot.com
Singapore

P.S. : If You Are Ready To End Your Confusion About How True Lifetime Success Is Created And Discover The Secret That Will Guarantee The Success You Deserve In Life, Simply Visit Here ...

How To Become A Millionaire Saving Just 10% Of Your Income !

How To Become A Millionaire Saving Just 10% Of Your Income !

Imagine if you were to earn an average of $36,000 a year ( $3,000 a month ) for your entire working life of thirty years. This is assuming you start working at age 25 after graduating from university and retire at age 55.

The total income you would receive would be $1.08 million ( $36,000 x 30 years ). So the good news is that you would already be earning a million dollars in your lifetime, without any help from me.

The bad news is that if you are like most people, you would probably spend most of the money you earn and a whole lot more. You would end up at the end of thirty years with nothing much left.

What If you were to just invest 10% of that income a month ( i.e.$300 ) into the US stock market Index and allowed it to compound annually at 12.08%, how much would it grow to ?

Using a financial calculator, you will find that $300 a month invested at 12.08% compounded annually will grow to $939,106 ! Isn't that amazing !

Just by investing 10% of your income, you get back almost all of that $1 million which you earned in the first place. This is possible because of the amazing power that compound interest ( returns ) can have on small amounts of capital over a long period of time !

And the best part is that it takes very little investment knowledge to do this. All you have to do is to invest consistently in the Index. Once again, you will learn exactly how to do this in the Secrets Of Millionaire Investors.

I know that some of you are probably thinking that you don't have thirty years to wait to make your first million. You probably want to achieve financial freedom within the next 10-15 years or less !

The great news is that with some hard work and the savvy stock picking skills, you will confidently be able to achieve a minimum of 15%-25% compounded annual returns on your investment.

Thanks for reading ! If you know someone who could benefit from this, feel free to forward it to them !

To Your Investing Success

Wingcent Ning
Success-Biz Marketing
wingcent@gmail.com
http://mysignaturebusiness.blogspot.com
Singapore

P.S. : To find out more the Secrets Of Millionaire Investors and how you can build a million-dollar net worth by investing in the stock markets, simply visit here ...

7 Steps to Financial Abundance

7 Steps to Financial Abundance

Is there a formula for wealth creation ? Do all self-made millionaires take the same steps to amass their fortunes ?

If we were to do an in-depth study of how self-made millionaires think and act, would we find some common clues that we can learn from ?

The answer is YES.

These are seven essential steps that i found from this self-made millionaire that i know, each one representing a wealth creating skill that all self-made millionaires possess and practice.

Step 1 : Adopt the Million-Dollar Mindset

Millionaires see learning experiences, where Mister Ordinary sees failure.

The moment you adopt the beliefs and habits of a millionaire, your perception of the world will change completely and you will realize that there are money-making opportunities everywhere and everyday around you.

Amazingly, these are opportunities that you were once quite blind to !

Step 2 : Set Clear Financial Goals

Wealth never happens by chance. It always begins with a clear goal in mind. At one point of time in their life, millionaires always make a decision to become rich.

However, whenever I ask most people what their financial goals are, I often get a blank stare. This is a major reason why they will never achieve any level of wealth because they have no clue what it is.

Unless you have a specific figure to focus on, you will never be able to develop a strategy to achieve it.

Step 3 : Create A Financial Plan

Once you have set specific financial targets of how much you want to earn and how much money you want to accumulate, you can then develop an effective plan to achieve it.

Goals by themselves are nothing but pipe dreams. Only when you create a plan, have you made your goal a possibility. The moment you start taking action on your plan, your dream becomes a reality.

Step 4 : Massively Increase Your Income

After developing their financial plan, most people tend to become initially disheartened. They look at their plan and realize that with the amount they are earning and saving right now, it will be decades before they see any big money.

It is therefore important that you learn how to accelerate and turbo-charge your financial plan by taking steps to massively increasing your income.

Step 5 : Manage Your Money & Reduce Expenses

Many people think that by increasing their income, their wealth will automatically increase. Unfortunately, increasing income is only one side of the wealth equation.

After all, there are people who earn $2,000 a month who are broke and there are those who earn $20,000 who are still broke.

The reason is because when we don't manage the money we earn, our expenses will always rise to our level of income, wiping out any surplus we have !

Step 6 : Grow Your Money at Millionaire Returns

By increasing your income and reducing your expenses, you will find that you will be able to accumulate a surplus of funds that you can use to help you build your fortune.

You need to do this because, no matter how hard you work and save, you will never be able to create phenomenal wealth unless you learn how to put your money to work for you.

Through the power of compounding, you will be able to take small sums of money and build it into huge returns over time.

Step 7 : Protect Your Fortune

There is no use working hard to build your personal fortune only to see it all taken away from you. There are many people who have taken decades to build their fortune only to see it wiped out by an accident, unforeseen illness or through an unexpected lawsuit.

Self-made millionaires engage professionals like insurance advisors, lawyers and accountants to help them build a financial fortress so their wealth is protected from potential creditors, plaintiffs looking to sue and the government who may take away a big chunk of your wealth through a whole range of taxes that you may not have even heard about.

So there you have it, an overview of the seven steps that you must take towards financial abundance.

Thanks for reading ! If you know someone who could benefit from this, feel free to forward it to them !

To Your Success

Wingcent Ning
Success-Biz Marketing
wingcent@gmail.com
http://mysignaturebusiness.blogspot.com
Singapore

P.S. : Discover The Exact Methods You Need To Create Financial Success ... Without Having To Turn Your Life Upside Down To Get It ! Click on the link here ...

Can You Afford Not To Invest ?

Can You Afford Not To Invest ?

When you mention the word 'investing' to most people, especially when it comes to the stock markets, reactions of caution and fear often arise.

I have heard my friends and relatives say ...

... 'I lost half my savings when the stock market crashed'
... 'Every time I buy a stock, it seems to go down.'
... 'I should have kept my money in the bank instead.'
... 'Investing is risky, you can lose your capital'
... 'Buying stocks is like gambling'

This aversion to investing is compounded by the fact that we were taught by finance courses, banks and financial advisers that 'high risk leads to high return'.

In order to earn high returns, you must be a risk taker ! And since most people don't like the idea of taking big risks, they never ever aspire to achieve high returns with their money.

As a result of past painful experiences and well-intentioned advice from ignorant friends, many people have developed a phobia for investing. They believe that 'investing is too risky' and 'it's safer to keep my money in the bank.' And so they resign themselves to earning measly returns of 2%-3% from their fixed deposit accounts.

Consequently, they have lost out on one of the most powerful wealth building tools available, and the opportunity to retire young and wealthy. What's worse is that by not investing, these people actually experience the devaluation of their hard earned savings from the effects of inflation.

Thinking they have saved enough money to retire comfortably after twenty years of hard work, they realize too late that everything around them has doubled or even tripled in price !

Think about that $9 movie ticket that used to cost $3 in the 1980s. Inflation would almost guarantee that you will be paying more than $27 to watch a movie twenty-five years from now.

Similarly, maintaining your home and a car would cost three times more than it costs today. Is your money growing as fast as prices are rising ?

By not learning how to invest, it is almost certain that you will end up struggling financially in your twilight years. That is what I call truly risky ! Not investing really leads to 'high risk and no return'.

Thanks for reading ! If you know someone who could benefit from this, feel free to forward it to them !

To Your Investing Success

Wingcent Ning
Success-Biz Marketing
wingcent@gmail.com
http://mysignaturebusiness.blogspot.com
Singapore

P.S. : To find out more the Secrets Of Millionaire Investors and how you can build a million-dollar net worth by investing in the stock markets, simply visit here ...

Is Investing Really Risky ?

Is Investing Really Risky ?

Is it really true that investing is risky ? The answer is ... it depends. The risk in an activity very much depends on the level of competence of the person doing that activity.

For example, is it risky to drive a car ?

Well, if you have never gone for any driving lessons and have no idea how to read road signs, engage the gears or to use your side-view mirrors, then there is a high chance that you could get yourself badly hurt or even killed.

However, if you have a thorough understanding of how to drive well, then driving is a low risk activity.

Similarly, investing is risky when you don't know what you are doing. The scary thing is that the majority of people who invest their hard earned money in the stock market do not know what they are doing.

Many people who buy shares of companies have little or no knowledge of how to invest. They are like that driver who has no clue about how to work the gears or the rules of the road. This is because you do not need to take a license or be qualified to be an investor. Just about anybody can do it !

Most amateur investors do not even have a basic understanding of the economic cycle and how interest rates and oil prices affect the global economy & the stock market.

They have no clue as to where and how to read financial reports that will impact the stock markets. Most have very little financial & accounting knowledge and do not know how to value the worth ofthe company's shares they are buying.

In fact, I am often shocked when I hear of people who invest in a company without even understanding what business the company is involved in, let alone understand the company's business strategy.

In the highway of investing, over 70% of investors ( mostly the general public ) are driving around without the basic skills of motoring ! This is why many of them crash and burn their hard earned money.

For the majority of people out there with little financial competence, investing is truly high risk and maybe high return ( depends a lot on blind luck ). To me these people are not investors but gamblers.

For such people, I would strongly advise them to learn how to drive or to leave their money in the bank or under their pillow !

When you have a thorough understanding of the stock market & the rules of investing, then investing is no longer risky ! When you know exactly what you are doing, you can achieve extremely high returns, with very low risk !

Thanks for reading ! If you know someone who could benefit from this, feel free to forward it to them !

To Your Investing Success

Wingcent Ning
Success-Biz Marketing
wingcent@gmail.com
http://mysignaturebusiness.blogspot.com
Singapore

P.S. : To find out more the Secrets Of Millionaire Investors and how you can build a million-dollar net worth by investing in the stock markets, simply visit here ...

What Is Neuro Linguistic Programming Actually ?

What Is Neuro Linguistic Programming Actually ?

NLP is basically a science of how you take charge of your life and how do you use the language of your mind to program your nervous system to consistently produce a fantastic result.

Before we begin, I want to say Thanks to Adam Khoo and Stuart Tan, to have this opportunity to learn what is NLP from them.

Now, lets share with you the most powerful and relevant of tools of NLP, that have enabled me to create excellence in own lives and the lives of many people.

The first thing I learned in NLP was the power of my beliefs. I learned that it was really my beliefs that determine what i will or will not do in our lives. And again, the trouble with me at that time when i was a small kid, was I used to believe I was slow, I used to believe I was stupid, I used to believe that no one will like me and that prevented me from really expanding my potential.

It is nothing but the beliefs and before our life changes, we got to change our belief. It is the fundamental belief that everyone needs to begin to create exceptional results in their life and the belief is this, 'All of us have got the same neurology'.

In other words, all of us have got the basically same kind of brain power, same hardware. If it's possible for someone, it's possible for you. So my teacher came up to me at that time and said this, "If someone can be in the gifted program, and so can you."

Now, because of I was pretty young and pretty naive, I bought the idea and I actually believed him. But you know as well as I do by changing beliefs by itself is not going to work. You cannot sit down there and believe that, you know, that does not happen. But what beliefs do is beliefs open up the possibility for you to find a way to get it done.

For example, if every morning, someone can wake up at 6 a.m. and feel completely motivated, it is because they produce that specific result. If we can program our nervous system in the same way, we can produce the same result through language and it is the language of the mind, not just language of the words. And using this technology, we begin to take charge of virtually every area of our lives.

We can begin to produce exceptional results within a very short period of time, and that is the magic of what this technology is all about. And we can derive our passion to help everyone and around us to tap into the limitless of potential of their own human spirit.

Thanks for reading ! If you know someone who could benefit from this, feel free to forward it to them !

To Your Success

Wingcent Ning
Success-Biz Marketing
wingcent@gmail.com
http://mysignaturebusiness.blogspot.com
Singapore

P.S. : To find out more the Patterns Of Excellence and how you can use Neuro-Linguistic Programming to take charge of your life, visit here ...

You Have All the Resources You Need to Succeed !

You Have All the Resources You Need to Succeed !

I just want to impress upon you that whatever goal you set yourself to achieve, you already have all the resources you need right now at your disposal.

You see most people place their own limits on what they can achieve in life simply because they don't believe they have what it takes.

People believe that they're not smart enough, or had enough education or know the right people to become successful. Even worse, some people believe that they don't deserve success at all.

You have all the resources you need because all of us have the same brain and neurological setup. If it's possible for someone else, it's also possible for you. It's only a question of strategy.

The truth is you deserve to become successful because you were put here to create value in your life and in others as well. And to me, wealth is just a reflection of how much value you create.

That is why a CEO gets paid more than a middle manager, simply because he creates more value. Or a brain surgeon creates more value than a general practitioner.

Focus on creating more value in your life, in your job or business and you will start to see more success and wealth flow into your life.

The sad fact is that most people never learn this. Instead of focusing on positive activities to create more value, most people blame and give excuses for the circumstance in their lives.

Yes, you cannot control every single thing that happens to you. But you can control how you respond to it. And that's the crucial difference between winners and losers.

People failed numerous times in their life. And all those setbacks only taught them more about themself and what they had to do to avoid making the same mistakes again.

But if they never learnt to pick themself up, time and time again, they would still be a FAILURE.

All of us want to be successful and financially free but most people don't know where to start and so they put off their dreams for another day and another day and another day.

It's a question of when are you going to start building your dream because only YOU owe it to yourself to make it happen now. No one else does.

If that makes a lot of good sense to you, then make your dream happen and take charge of you financial future today.

Here's what happened to someone who took charge of her financial future :
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'Adam's wealth creation program was the best investment I ever made. It gave me the value creation strategies to triple my income to achieve a breakthrough of $41,000 in September 2005.

I would have never been able to achieve this if I hadn't learnt all the strategies and principles this wealth program taught me. This is the program to learn how to start building financial abundance period.'

Mei Mei
Bank Relationship Manager
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Download your personal copy of the 'Secrets of Self-Made Millionaires' program. Just click on the link here.

Thanks for reading ! If you know someone who could benefit from this, feel free to forward it to them !

To Your Success

Wingcent Ning
Success-Biz Marketing
wingcent@gmail.com
http://mysignaturebusiness.blogspot.com
Singapore

P.S. : To find out more the Secrets Of Self-Made Millionaires and how you can build a million-dollar net worth starting from scratch, simply visit here ...

How to Take Consistent Action to Achieve Success

How to Take Consistent Action to Achieve Success

Consistent Action is what separates the thinkers or dreamers from the doers.

Many highly educated people know what to do, they think they know how to do it, but they never do anything about it. That is why many of them end up as professionals and consultants, working for successful entrepreneurs who had mediocre grades in school.

Fine, if that's what they want in life, nothing wrong as long as they are fulfilled.

But if you are not satisfied with your status quo, then DO something about it.

Do you know someone who may be less talented and intelligent than you are but is a lot more successful ? Have you ever asked yourself, 'I know I am better than they are, but why are they so much more successful ?'

Well, you may be smarter, but they take a lot more action and that is why they get a lot more results ! And one of the actions they take may well mean their learning rapport/social building skills and team work skills, all necessary tools for any kind of success.

So why do so many intelligent people fail to take consistent action towards their goals ?

Well, first understand that what drives our actions are the emotional states that we experience. Emotions like fear, inertia, anxiety and uncertainty paralyze us from taking action. On the other hand emotions like enthusiasm, motivation and confidence excite us and get us to make things happen.

The ability to direct and manage your states for peak performanceis what is called Personal Mastery.

Many people seem to brim over with great ideas and they have the intelligence to be successful, but they lack the personal mastery to direct their emotions into getting them to take action.

They may have a great business idea, but their fear holds them back. They may set inspiring new goals, but they lack the motivation to do what it takes. They may even get themselves to take action initially, but stop once they experience frustration or anxiety.

Learn to be in control of your emotional states and you will overcome feelings of fear, anxiety and procrastination and this will propel you forward to take massive action to achieve your goals.

Thanks for reading ! If you know someone who could benefit from this, feel free to forward it to them !

To Your Success

Wingcent Ning
Success-Biz Marketing
wingcent@gmail.com
http://mysignaturebusiness.blogspot.com
Singapore

P.S. : If You Are Ready To End Your Confusion About How True Lifetime Success Is Created And Discover The Secret That Will Guarantee The Success You Deserve In Life, Simply Visit Here ...

The Four Levels of Wealth

The Four Levels of Wealth

There are basically four levels of wealth you must aim to attain.

Level 1 : Financial Stability

The first level of wealth is known as Financial Stability. This is the most basic level of wealth that you must first attain.

You have achieved Financial Stability when :

1. ) You have accumulated enough liquid assets to cover your current expenses for a minimum of six months.

2. ) In addition, you have life and hospitalization insurance to protect you and/or your family's lifestyle should you be permanently disabled, unable to work or if you pass away suddenly.

When you have attained this first level, you will have the peace of mind that should any unexpected challenges befall you ( like retrenchment, business failure, pay cut, death or disability ), you and your family's lifestyle will not be compromised. Or worse, you or your family will not slide into debt.

Once you have achieved this, you must then aim to achieve ...

Level 2 : Financial Security

You have achieved Financial Security when you have through the investment of time, money and ideas, accumulated a critical amount of Positive Cash Flow Assets that generate enough passive income to cover your MOST BASIC expenses.

In other words, when you reach this level, you can stop working and maintain a very basic lifestyle. It also means that if you continue working, all your active income can be channeled towards your investments and this will further compound your assets and increase your income streams.

Of course, we shouldn't be satisfied at being at this level. Once accomplished, you must then aim to go for ...

Level 3 : Financial Freedom

Many of us have heard of the dream of achieving financial freedom but what does it really mean ?

Well, Financial Freedom is when you have through the investment of time, money and ideas, accumulated a critical amount of Positive Cash Flow Assets that generate enough passive income to sustain your CURRENT LIFESTYLE.

When you reach this level of Financial Freedom, you can choose to stop working and still maintain your current standard of living ... indefinitely !

In reality, most people who achieve financial freedom love their work so much that they continue working not because they have to, but because they choose to.

It is a great feeling to have ... being free of financial pressure & worries and working purely out of passion !

Obviously, the more expenses you have now, the more luxurious and indulgent your standard of living, the longer it will take for you to achieve financial freedom.

So besides increasing your passive income, reducing your unnecessary/frivolous expenses will accelerate your way towards this fourth level. Finally, you must aim to achieve ...

Level 4 : Financial Abundance

So what is the ultimate level of wealth you can achieve ? Financial Abundance is when you have through the investment of time, money and ideas, accumulated a critical amount of Positive Cash Flow Assets that generate enough passive income to sustain your DESIRED LIFESTYLE.

Your desired lifestyle is the amount of monthly expenses it will take for you to live the life of your dreams. This is totally subjective depending on the lifestyle that you desire.

If your desired lifestyle is to live in a 20,000 square-feet bungalow with a swimming pool, send your kids to the best schools and drive a Mercedes Benz S-Class, then you could be looking at a monthly lifestyle that'll cost a cool $50,000.

Of course the more luxurious your desired lifestyle, the longer it will take for you to achieve financial abundance.

The moment you reach the level of Financial Abundance, you will be able to choose to stop working and live your dream lifestyle indefinitely.

Again, most people who do reach this level usually love what they do so much that they keep on working for fun, channeling 100% of their active income towards charitable causes and further compounding their wealth.

With the right strategies and plans in place, you too will be able to achieve this ultimate level of wealth.

Thanks for reading ! If you know someone who could benefit from this, feel free to forward it to them !

To Your Success

Wingcent Ning
Success-Biz Marketing
wingcent@gmail.com
http://mysignaturebusiness.blogspot.com
Singapore

P.S. : Discover The Exact Methods You Need To Create Financial Success ... Without Having To Turn Your Life Upside Down To Get It ! Click on the link here ...

The Greatest Money Making Asset That Will Make You A Fortune

The Greatest Money Making Asset That Will Make You A Fortune

So what is this one asset that all of us already have at our disposal ?

No, it's not your double degree, MBA or PhD. from the best universities. And no, it's not the inheritance the 'lucky' get from rich dad, rich uncle or rich grandma to kick-start their business.

No, this asset is so powerful that it will not just give you a 4% return like the bank or even a 20% return which you would expect from the stock market. This asset has the potential to give you infinite returns. In fact, it can, if passionately developed, give you a 1000% return on your time investment.

This asset is your Mind, also known as your Intellectual asset !

When you invest time and money to expand your knowledge and skills, especially your financial education, it will return you millions of dollars in income streams for the rest of your life !

In the past, the majority of a company's assets were made up of physical stuff like machinery, plant, equipment and land. You would value a company by adding up the book value of all its fixed assets. Today, over 90% of a company's value is in its intellectual assets !

Look at Google, Microsoft, Nike, Berkshire Hathaway or Ebay. They are worth billions of dollars and generate hundreds of millions of dollars a year and yet they hardly own much physical assets.

If you were to add up the total value of their factories, bank account, inventories and office equipment, it would make up less than 5% of what the company is worth. In fact, Nike doesn't even own many factories. The wealth of these companies lie in the ideas of the people working there.

The same thing goes for you ! Over 90% of your wealth is not what you have in your wallet or in the bank, it is the ideas that you have in your head !

In the information age of today, one great idea can be worth a billion dollars. That was how a kid in blue jeans with no money, working out of his adopted parent's garage could become a multi-millionaire at age 25 ( Steve Jobs, CEO of Apple Computers ).

So, whatever your passion and purpose, start activating your greatest asset and learn precisely how to create, control, multiply and manage your wealth.

Now still have time, lets me share with you this guy, Adam Khoo, how he made his first million at age 26 and discover how you can use the same strategies for yourself to create lifetime wealth ?

If that sounds oh-so-good ( yeah ! ) to you, click on the link here.

Thanks for reading ! If you know someone who could benefit from this, feel free to forward it to them !

To Your Success

Wingcent Ning
Success-Biz Marketing
wingcent@gmail.com
http://mysignaturebusiness.blogspot.com
Singapore

P.S. : To find out more the Secrets Of Self-Made Millionaires and how you can build a million-dollar net worth starting from scratch, simply visit here ...